Tag Archives: title loan

Title Loans in Atlanta

Title loans in Atlanta transactions are an easy way to get quick cash and are a speedy alternative to a bank loan for many reasons. First of all, because your car title is your collateral for your title loan, you need not worry about having less than perfect credit, this is not the case at a bank. If you go to a bank to get a loan, the first they do is make you fill out an application and pull your credit report. When you apply for a title loan in Atlanta, however, as long as you provide the appropriate income documentation and a clean and clear title, there’s no need to have a perfect credit score.

Another benefit to title loan is the amount of cash you can get. Because you are using your title as collateral, a title loan will usually yield significantly more money  than you would get from a small bank loan. Based on the value of your operable vehicle, you can usually get a significant amount of the wholesale value of your vehicle with a title loan. Many times when turned down by others you will be surprised by the amount of cash you can get for with title loan in Atlanta. When you call to get information ask your lender for a ballpark estimate on the potential value of your vehicle.

Another advantage to a title loan is the flexibility, these loans can be structured to meet your financial needs; whereas, bank loans are typically long-term loans with payments stretched out for many years.  A title loan in Atlanta allows a loan to be set up on the borrower’s terms so that repayment is more convenient and suitable to the individual, not like strict, inflexible guidelines of big banks. Furthermore, you can make title loan payment at your own pace or pay it all off at once with no prepayment penalty.

Finally, the number one benefit of a title loan over a bank loan is the turnaround time. Banks take substantially longer to process your application, wait for approval, and then transfer funds. It may take as little as 20 minutes to have cash in hand once you apply for title loans in Atlanta.




Title Pawn Atlanta

Title pawns in Atlanta can be obtained in as little as 20 minutes if you look for locations in your area. The average person is in dire need of cash when an unplanned emergency strikes their families budget. For those who are unable to access money from friends of family members a title pawn in Atlanta might be the answer to your financial needs. To begin the qualification process the first thing to consider is do you have equity in your vehicle, meaning do you own you car free and clear of any liens? The next question is the value of your vehicle, most Atlanta title loans will lend based on the wholesale value of your vehicle times a certain percent depending on the year, make, and model. Once the equity is determined the title loan company will want to make sure  you have insurance to cover any unforeseen damage that could occur with an accident. In most cases lenders will not require full coverage unless you want to borrow a  large sum of money. Once you have made it past the insurance concern you will now be asked to show you have the ability to repay the monies back to the Atlanta title pawn company. Some lenders will want either a pay stub or bank statements to prove your income. If you are self-employed you may be either to use 1099’s tax returns or some other alternative source of income to justify your ability to pay back you title loan. Some other basic requirements are a state issued I.D. and a spare key to your vehicle. If you take your time and shop around you should have not problem getting the best deal with any of the companies available who perform title pawns in Atlanta.



Car Title Loans Atlanta

Car title loans in Atlanta are a common solution to a myriad of emergencies (and non-emergencies as well, for that matter) when cash is needed sooner than next payday. Here are some scenarios depicting the top 5 most common reasons why metro – Atlanta turn to title loan in Atlanta for help when they’re in a pinch.

5. Pay bills with a car title loan in Atlanta — We’ve all been there, the electric bill, the gas bill, the phone bill, the cable bill, and the mortgage all end up two months past due within the same week, and you aren’t getting paid for another 2 weeks. The good news is at least your car is paid for! The better news is that with your clean and clear title on your operable car, a title in Atlanta would get you caught up, so that the next month, you will only owe one month’s payment and no late fees.

4. Go on vacation with a  title loan— Your favorite cruise line is running a special, and to get the discount, you must put half down this weekend. Unfortunately, you won’t have any extra money until the end of the month, and the sale will be over. You really need a vacation, so this is one of those “non-emergency” times that an Atlanta title pawn would really come in handy.

3. Buy a engagement ring with a title loan—You’ve been thinking about popping the question, but you just haven’t been able to save up the money for a ring that does your girlfriend justice. Your credit isn’t the best, so you can’t finance one, but it’s now or never. A title loan in Atlanta could be your answer. A title loan is the perfect way to finance large purchases without credit.

2. Start a business with a title loan — You are ready to start your side business detailing cars on the weekend. The problem is you just don’t have the start up capital you need to buy supplies and advertising. A title loan in Atlanta will allow you to fulfill your dream while paying for itself once you start raking in the dough as an entrepreneur.

1. Improve your credit with a title loan—The number one reason residents of Atlanta apply for an Atlanta title pawn is to improve their less than perfect credit. By paying off old bad debt with fast cash from a title loan in Atlanta.

These are just a few ideas that you might consider when applying for car title loans in Atlanta.